HOME FINANCING
Get Preapproved.Then Go Get the House.
Noble Realty Group Inc & Associates LLC works hand-in-hand with our partner lender — powered by Mortgage Solution Financial — so buyers in Charlotte, Raleigh and Greenville know exactly what they qualify for before they start touring homes.
Loan Programs
Financing options offered through our partner lender, powered by Mortgage Solution Financial. Every buyer is different — the loan should be too.
Conventional Loans
Competitive fixed and adjustable-rate options for primary homes, second homes and investment property.
FHA Loans
Lower down payment and flexible credit guidelines — a strong fit for many first-time buyers.
VA Loans
For eligible veterans, active duty and surviving spouses, with $0 down options and no monthly mortgage insurance.
USDA Rural Housing
100% financing for qualified buyers in eligible rural and suburban areas across North Carolina.
Down Payment Assistance
NC down payment and closing-cost assistance programs paired with the right loan for your budget.
Refinance & Renovation
Rate-and-term, cash-out and renovation loans to lower your payment or fund improvements.
How Preapproval Works
01
Apply in Minutes
Complete a short application with our partner lender. Basic income, employment and credit information gets things started.
02
Document Review
The loan team reviews your pay stubs, tax documents and assets to confirm what you comfortably qualify for.
03
Get Preapproved
You receive a written preapproval letter — the document sellers want to see with any serious offer.
04
Shop & Close
Your Noble Realty agent writes offers with your preapproval in hand, and the lender drives the file to closing.
Payment & Affordability Calculator
Estimate your monthly payment or find out how much home you can afford, then request a preapproval to confirm the real numbers.
Estimated monthly payment
$2,521
- Principal & interest
- $1,991
- Property taxes
- $248
- Homeowners insurance
- $125
- Mortgage insurance (est.)
- $158
- HOA dues
- $0
- Loan amount
- $315,000
- Down payment
- $35,000
Estimates only, for planning purposes. Actual rates, taxes, insurance, and mortgage insurance vary by lender, credit profile, and property. Contact us for an official preapproval.
Request Your Preapproval
Tell us a little about what you're buying and when. Our partner loan officer, powered by Mortgage Solution Financial, will follow up to get you preapproved.
What to Have Ready
- • Photo ID and Social Security number
- • Last 30 days of pay stubs
- • Two years of W-2s or tax returns (self-employed: business returns)
- • Two months of bank and asset statements
- • Details on any current housing payment
Talk to Us First
Not sure where you stand? Call or text the office and we'll connect you directly with our partner loan officer — no cost, no obligation, and no credit surprises later.
Powered by Mortgage Solution Financial. Noble Realty Group Inc & Associates LLC is a licensed real estate brokerage and is not a mortgage lender. All loan programs, preapprovals and terms are provided by our partner lender and are subject to credit approval, underwriting guidelines, income and property eligibility. Rates and program availability may change without notice. Equal Housing Opportunity.